FLEX PA
A comprehensive personal accident plan that offers you the flexibility to add on optional benefits based on your needs.
Coverage Period :Up to 85 years old
Eligible Age :14 days - 75 years old
Benefits of Our Insurance Plan
Support Through Tough Times
In the unfortunate event of a serious injury or death due to an accident, we offer a lump sum payment to help you and your family cope with the financial challenges during these difficult moments.
Anniversary Bonus
When you renew your policy, you could receive an anniversary bonus that provides up to 100% extra coverage. This means your protection can grow along with your needs!
Road Accident Cover
We understand that road accidents can be particularly devastating. That’s why we double the coverage amount if death occurs due to a road accident or while using public transportation. Your loved ones will have extra financial support in a critical time.
Infectious Disease Cover
If you pass away due to any of the infectious diseases covered in your policy, your family will receive a lump sum payment. This benefit ensures they are financially supported even in the face of serious health issues.
Cashless Medical Admission
If you require medical or surgical treatment due to an accident, infectious disease, or food poisoning, our cashless medical admission service will cover your expenses directly. This means you won’t have to worry about upfront costs when you need care the most.
Term & Conditions
1) You must disclose details such as your occupation, personal interests or hobbies that could affect your risk profile and number of personal accident policies that you have with other insurance companies.
2) After the first premium, a grace period of 31 days from the premium due date is allowed for payment of each premium. The policy will remain active during the grace period. If a loss occurs during the grace period, any unpaid balance of premiums due for the full policy year will be deducted from the proceeds payable under the policy.
3) You must inform us in writing if you change your occupation. We will review your new occupation to see if it falls within the occupation categories covered under this plan.
4) You must give us written notice of a claim within 30 days of the accident that caused your injury. If death occurs, an immediate notice of claim must be given to us.
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